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LEGAL NOTICES AND TERMS OF USE

To Our Valued Clients and Visitors,

PLEASE READ THESE TERMS CAREFULLY BEFORE ACCESSING OR USING THIS SITE. BY ACCESSING OR USING THE SITE, YOU (USER) AGREE TO BE BOUND BY THE TERMS AND CONDITIONS SET FORTH BELOW. IF YOU DO NOT WISH TO BE BOUND BY THESE TERMS AND CONDITIONS, YOU MAY NOT ACCESS OR USE THE SITE.

The following terms and conditions govern all access to and use of this site and all FNBR Inc. (FNBR) web sites, including but not limited to, seminars.fnbr.com, seminarseating.com, fnbr.biz, fnbr.com, and fnbr.info (sites). Through User's access of FNBR sites, User accepts, without limitation or alteration, all of the terms and conditions, contained in these Legal Notices. If User is using the Site on behalf of User's employer, User represent that User is authorized to accept these Terms on User's employer's behalf.

FNBR may modify this agreement at any time without notice, and such modifications shall be effective immediately upon posting of the modified agreement on the site. As a result, all Users should routinely visit this page to review the then current Legal Notices to which they are bound. Your continued access or use of the site shall be deemed your conclusive acceptance of the modified agreement.

COPYRIGHT, TRADEMARKS & SERVICE MARKS

FNBR maintains all copyrights in the text, graphic images, and trade dress contained in this website. FNBR and Seminars by FNBR are trademarks of FNBR Inc. This information may not be distributed, modified, or used without the express written consent of FNBR.

The site's content is copyrighted. Use of the site's content is prohibited except as provided herein, without the written permission of FNBR. This site is for use by end-users only. Other list companies, list brokers, mailing companies, printers and/or direct mail marketers may not use this site; and is determined at the sole discretion of FNBR Inc.

The trademarks, logos and service marks (collectively the "Marks" or "Mark") appearing on the site are registered and unregistered Marks of FNBR Inc. and others. The site and the information contained therein in no way grant User any license or right to use any Mark displayed on the site. User is strictly prohibited from using the Marks displayed on the site or any other content on the site, except as provided in these Legal Notices. FNBR aggressively enforces its intellectual property rights, including criminal prosecution.

FNBR either owns or has permission to use the images displayed on the site. All of these images are either the property of, or used with permission, or under license, by FNBR. All uses of these images are prohibited. Use of the images without authorization may violate certain laws, including but not limited to those relating to copyright, trademark, privacy and publicity.

Domestic and International copyright and trademark laws protect the entire contents of the web site. The owners of the intellectual property, copyrights, trademarks and service marks are FNBR, its affiliates or its licensors. All rights reserved.

YOU MAY NOT MODIFY, COPY, REPRODUCE, REPUBLISH, DOWNLOAD, POST, TRANSMIT, OR DISTRIBUTE, ANY PORTION, THE MATERIAL ON THE SITE, INCLUDING BUT NOT LIMITED TO TEXT AND GRAPHICS.

LIMITATION OF LIABILTIY

FNBR provides the information on this web site as a service. While we attempt to present accurate and reliable information, we do not guarantee its accuracy, reliability, quality, completeness, or timeliness and cannot be held liable for any damages or inconvenience caused by errors.

IN NO EVENT WILL FNBR, ITS AFFILIATES, ITS AGENTS OR ANY OTHER PARTY INVOLVED IN CREATING, PRODUCING OR DELIVERING THE SITE, BE LIABLE TO ANY PARTY FOR (I) ANY DIRECT, INDIRECT, EXEMPLARY, PUNITIVE, SPECIAL OR OTHER CONSEQUENTIAL DAMAGES FOR ANY USE OF THIS WEB SITE, OR ANY OTHER LINKED SITE, INCLUDING, WITHOUT LIMITATION, ANY LOST PROFITS, BUSINESS INTERRUPTION, LOSS OF PROGRAMS OR OTHER DATA ON USERS' INFORMATION HANDLING SYSTEM OR OTHERWISE, EVEN IF FNBR IS EXPRESSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, OR (II) ANY CLAIM ATTRIBUTABLE TO ERRORS, OMISSIONS, OR OTHER INACCURACIES.

FNBR is not responsible for, and assumes no liability for, results, response rate, mail delivery and the like. Any results, response rates or mail delivery timeframes discussed by an FNBR employee is based solely on client's and industry averages, and imply no guarantee.

USE OF THE SITE

Information on this site may contain technical inaccuracies or typographical errors. FNBR may change or update information without notice. FNBR may make improvements and/or changes in the products and/or the programs described on this site at any time without notice.

Use of and browsing in the site are at User's risk. Without limiting the foregoing, everything on the site is provided "AS IS" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. Some jurisdictions may not allow the exclusion of implied warranties; therefore some of the above exclusions may not apply.

Any communication or material sent to FNBR or to the site by electronic mail or otherwise, including any data, questions, comments, suggestions, feedback or the like, is, and will be deemed, non-confidential and non-proprietary. Anything sent to FNBR becomes the property of FNBR and may be used for any purpose, including, but not limited to, reproduction, disclosure, transmission, publication, broadcast and posting.

Furthermore, FNBR is free to use any ideas, quotes, testimonials, concepts, know-how or techniques contained in any communication sent to the site for any purpose whatsoever including, but not limited to, developing, manufacturing and marketing products using such information.

EXTERNAL LINKS

Some FNBR web pages may provide links to other Internet sites for the convenience of Users. FNBR makes no representations whatsoever about any other web site that may be accessed through this site. Access to a non-FNBR web site is independent from FNBR, and FNBR has no control over the content on that web site. FNBR does not endorse or accept any responsibility for the content, or the use, of any non-FNBR web site. FNBR also assumes no responsibility, and shall not be liable for, any damages to, or viruses that may infect, the computer equipment or other property of User arising from or related to access to, use of, or browsing in the site or the downloading of any materials, data, text, images, video, or audio from the site by User.

LINKING GUIDELINES

Any link to FNBR or its Sites will be to the home page only. You may not imply that FNBR is endorsing your site, company, services or products. You may not misrepresent your relationship with or otherwise create a false affiliation, connection or associated with FNBR. Your permission to link to and or duplicate the content of fnbr.com, fnbr.biz or seminars.fnbr.com may be revoked by FNBR at any time. Use of the FNBR logo, and/or Seminars by FNBR logo are by written permission only and can be applied for by writing to FNBR, 1907 N U.S. Hwy. 301, Suite 150, Tampa, Florida 33619-2601.

MATERIALS PROVIDED TO FNBR & COMPLIANCE

User agrees that all text and materials provided by User to FNBR for reproduction or printing are not copyrighted to a third party, unless written permission exists between User and that third party. User may not remove or obscure copyright notices prior to providing text or materials to FNBR. User agrees to indemnify and hold FNBR harmless for all claims, damages, liability and fees that may be incurred for any legal action in connection with copyright infringement regarding the work produced on behalf of User.

FNBR assumes no liablity and makes no guarantee for mailpiece compliance. If required, User shall submit mailpiece to his/her compliance department prior to use of mailpiece.

GOVERNANCE

The substantive laws of the State of Florida excluding its choice of law provisions will govern any claim relating to the materials.


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